Every driving license owner knows that having valid insurance is essential when operating a vehicle.
For Forus Autolevi, it’s important to provide users with both a convenient service and a sense of security. In cooperation with If P&C Insurance, Forus Autolevi has developed an insurance solution that is valid throughout Europe (except Russia, Belarus and Ukraine) for vehicles rented via the Forus Autolevi platform. The insurance covers damages related to peer-to-peer car rentals, which are typically not covered by standard comprehensive insurance.
Insurance is not available for motorcycles, trailers, motorhomes or cars older than 20 years.
Renters
When paying for a booking, the insurance policy is created automatically in Autolevi. The insurance is valid from the handover of the keys until the timely return of the vehicle. The renter can choose an insurance package with a deductible level that suits them best.
The insurance fee is displayed within the Autolevi platform and payment must be made together with the rental payment to activate the policy. There is no need to print the rental agreement or policy – both are available digitally in the self-service portal.
The renter is required to take photos or a video of the vehicle upon pickup and return to document its condition and confirm whether any damages are present. In case of a claim, these photos and videos must be submitted to If P&C Insurance.
Insurance policy documents are automatically generated for you by Forus Autolevi. Insurance is valid from receiving car keys until returning the car in time. You can choose the insurance that suits your needs best.
Regular cars and under 28 year old drivers: 10 €/day with a 500 € deductible or 14 €/day with a 300 € deductible.
High risk brands and under 28 year old drivers: 29 €/day with a 300 € deductible or 21 €/day with a 500 € deductible.
* High risk brands: BMW, Porsche, Mercedes-Benz, Audi, Subaru, Land Rover, Alfa Romeo, Hummer, Lexus, Jaguar, Infiniti
All car brands for drivers age 28 and above: 8 €/day with a 500 € deductible or 10 €/day with a 300 € deductible.
Learn from Autolevi’s blogs how to rent a car.
Car Owners
Thanks to Autolevi’s insurance, the insurance policy owner is the renter. Therefore your monthly insurance fee will not rise in case of an accident caused by the renter. Cost of the insurance is always the same for the renter as well.
Insurance is valid from handing over car keys until receiving the car in time. Please take photos or record a video of your shared vehicle before and after the rental in order to avoid any possible disputes afterwards.
If your car already has a rental car liability insurance, adding Autolevi’s insurance is not needed. However, Autolevi’s insurance gives you, as a car owner, a chance to cancel your rental car insurance and use the one included in Autolevi’s services, for free.
Reporting a claim
1. If the vehicle experiences an unexpected technical issue (dead battery, flat tire, wrong fuel, running out of fuel, or lost keys), the roadside assistance service provided by the insurer can be used. The insurer will arrange on-site assistance, towing, and, if necessary, transportation for passengers according to the service terms. Roadside assistance can be contacted at: +372 777 1211.
2. In the event of an accident or damage, the renter must immediately inform the vehicle owner and Autolevi customer support at info@autolevi .ee, including photos of the vehicle before and after the rental period.
3. The vehicle owner must then submit a claim report to If P&C Insurance via their website. Afterward, the owner should take the car to an If-authorized repair partner for assessment as soon as possible. The nearest workshop can be found via the search tool on If’s website. Car owner have to fill insurance claim If Insurance. At the workshop, request a damage assessment report for If P&C Insurance.
4. If the damages were caused by the renter, they must pay the deductible amount to Autolevi’s bank account within 3 days of the incident.
If the repair cost is lower than the deductible, the overpaid amount will be refunded after the rapirs are completed.
Account holder name: Autolevi OÜ
Account number: EE797700771001192521
BIC/SWIFT: LHVBEE22
Amount: the deductible you choose in booking EUR
Description: Booking ID deductible
Drive safely and enjoy your trips!
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