The terms and conditions of a valid motor third party liability insurance do not change. The amendment of terms and conditions of further insurance contracts particularly depends on the fact if the renter is responsible for causing the traffic accident. If the renter is not responsible for the accident, then the insurance terms and conditions should not change. If the renter causes a traffic accident, the damage is compensated for the victim by the insurer of the vehicle that caused the traffic accident. The insurer may consider the fact that the accident took place in further insurance transactions.